A snapshot of roof age, FEMA flood rating, and 10-year NOAA storm history across five Florida counties — coastal and inland, high-growth and legacy housing stock. Every number below carries the date it was last computed. This is a data reference, not a ranking, a bid, or a sales pitch — there is no lead form on this page.
FEMA flood rating and NOAA storm history below are genuine county-level figures — stable across every ZIP we checked within a county. Roof age and "cliff" risk are not county figures; our roof data is tracked at ZIP grain only, and it varies sharply within a single county (in Hillsborough alone, cliff risk ranged from 0% to over 37% across the ZIPs we sampled). Publishing a single "Hillsborough roof age" number would flatten that variance into something false. So roof data appears separately below, labeled by ZIP, not folded into the county table.
| County | FEMA flood rating | NOAA storm events, 10yr | NOAA storm episodes, 10yr |
|---|---|---|---|
| Miami-Dade | Very High | 385 | 180 |
| Hillsborough | Relatively High | 127 | 76 |
| Pinellas | Very High | 126 | 74 |
| Orange | Relatively High | 138 | 73 |
| Lee | Very High | 111 | 69 |
FEMA flood rating: FEMA National Risk Index, county model, computed 2026-07-15. NOAA storm events/episodes: NOAA Storm Events Database, computed 2026-07-15. Source: The Lead You Need Florida data pipeline.
Download this table as CSVRoof-age tracking exists for some Florida ZIP codes and is genuinely not available for others — we have no roof cell for any ZIP we sampled in Miami-Dade, Orange, or Lee. The two samples below are single ZIPs, standing in for no one but themselves.
| ZIP (county) | Avg. roof age | Roof "cliff" risk* |
|---|---|---|
| 33602 (Hillsborough) | 20.3 yrs | 1.7% |
| 33701 (Pinellas) | 20.5 yrs | 1.8% |
* Share of tracked roofs in this ZIP sitting in Florida's insurance-scrutiny age window (13–15 years) — a report count for that ZIP, not a county figure and not a prediction of any individual roof's condition. Cliff risk varies widely even within one county: other Hillsborough ZIPs we sampled the same session ranged from 0% to over 37%.
Computed 2026-08-04. Source: The Lead You Need Florida data pipeline, ZIP-grain roof cells.
Download this table as CSVStatewide cell counts from our nightly permit-activity warehouse rollup, computed 2026-08-11. These are aggregate cell counts, not a claim about any individual ZIP or property — we do not publish a cell below our own privacy-floor sample size.
This is not a claim of the most complete Florida roofing dataset, and we do not publish a completeness percentage against any outside benchmark. It is not a ranking of "best" or "worst" counties — counties appear in a fixed presentation order, not sorted by any column to imply a verdict. It is not real-time; every number states when it was last computed. It is not a substitute for a licensed inspection, a contractor bid, or a FEMA flood determination for a specific address.
Methodology, source questions, or a request for additional counties: contact boo@theleadyouneed.com.